Owning a vehicle comes with responsibilities, and having the right auto insurance is essential for protecting yourself, your car, and others on the road. At Insurize, we provide affordable, comprehensive auto insurance plans tailored to your needs.

What is Auto Insurance?

Auto insurance is a contract between you and an insurance provider that protects you financially in case of an accident, theft, or other unexpected events. It helps cover repair costs, medical expenses, and liability claims, ensuring that you’re not left with overwhelming bills.

Types of Auto Insurance Coverage

1. Liability Insurance (Required in Most States)

Liability coverage pays for bodily injuries and property damage if you are responsible for an accident. It is legally required in most states.

• Bodily Injury Liability – Covers medical expenses for injuries to other drivers, passengers, and pedestrians.
• Property Damage Liability – Pays for damages to another person’s vehicle or property.

2. Collision Coverage

Covers the cost of repairing or replacing your car after a crash, regardless of who was at fault. This is ideal if you want extra protection for your own vehicle.

3. Comprehensive Coverage

1. Covers non-collision-related damages such as:
2. Theft
3. Vandalism
4. Natural disasters (floods, storms, fire)
5. Falling objects (trees, debris)
6. Animal collisions

4. Personal Injury Protection (PIP)

Pays for medical expenses, lost wages, and rehabilitation costs for you and your passengers, regardless of fault.

5. Uninsured/Underinsured Motorist Coverage

Protects you if you're in an accident with a driver who doesn’t have insurance or doesn’t have enough coverage.

6. Roadside Assistance

Get 24/7 emergency support, including towing, jump-starts, flat tire changes, and lockout services.

7. Rental Car Reimbursement

Covers the cost of a rental vehicle while your car is being repaired after an accident.